Chartered Accountant Nitin Kaushik has warned that many salaried professionals are losing control of their finances because expenses move faster than income. In a recent post, he said urban workers often commit nearly 70% of their salary to EMIs, rent, and credit card payments within the first 10 days of the month. Kaushik added that treating investments as a leftover activity instead of a fixed priority is hurting long-term wealth creation.