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UPI MDR is coming: Can a Rs 6,000 bill be split into three Rs 2,000 payments to avoid charges? For now, NPCI has no daily cap - The Times of India

From October 15, 2026, UPI payments above Rs 2,000 made to large merchants will attract a Merchant Discount Rate (MDR) of 0.4%. However, the National Payments Corporation of India (NPCI) reportedly does not currently plan to introduce a separate daily limit on repeated UPI payments made to the same merchant.

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https://www.indiatoday.in/business/story/upi-charges-from-october-15-merchant-payments-above-rs-2000-to-attract-0-4-percent-mdr-2995348-2026-09-15

UPI charges from October 15: Merchant payments above Rs 2,000 to attract 0.4% MDR - India Today

https://www.indiatoday.in/business/story/upi-charges-from-october-15-merchant-payments-above-rs-2000-to-attract-0-4-percent-mdr-2995348-2026-09-15
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Some UPI transactions above Rs 2,000 to attract 0.4% fee; no charges for consumers

https://www.dnaindia.com/india/report-upi-transactions-above-rs-2000-to-attract-04-percent-fee-but-no-charges-for-consumers-3220568
https://timesofindia.indiatimes.com/technology/tech-news/person-to-merchant-upi-payments-over-rs-2000-to-attract-mdr-what-remains-free-what-will-come-under-mdr-and-other-things-to-know/articleshow/134278727.cms

Upi Charges : Person-to-merchant UPI payments over Rs 2,000 to attract MDR : What remains free, what will come under MDR and other things to know | - The Times of India

https://timesofindia.indiatimes.com/technology/tech-news/person-to-merchant-upi-payments-over-rs-2000-to-attract-mdr-what-remains-free-what-will-come-under-mdr-and-other-things-to-know/articleshow/134278727.cms
https://www.freepressjournal.in/business/upi-charges-explained-what-is-mdr-and-will-customers-pay-for-transactions-above-2000

UPI Charges Explained: What Is MDR And Will Customers Pay For Transactions Above ₹2,000?

https://www.freepressjournal.in/business/upi-charges-explained-what-is-mdr-and-will-customers-pay-for-transactions-above-2000
https://economictimes.indiatimes.com/news/economy/policy/upi-to-introduce-fees-on-transactions-above-rs-2000-from-october-15-mdr-merchant-payment/articleshow/134265271.cms

UPI transactions above Rs 2,000 to attract 0.4% MDR; check key details - The Economic Times

https://economictimes.indiatimes.com/news/economy/policy/upi-to-introduce-fees-on-transactions-above-rs-2000-from-october-15-mdr-merchant-payment/articleshow/134265271.cms
https://timesofindia.indiatimes.com/business/india-business/what-does-mdr-on-person-to-merchant-upi-transactions-above-rs-2000-mean-for-you-faqs-answered/articleshow/134266181.cms

MDR on person-to-merchant UPI payments above Rs 2,000: Who pays and what changes for you? FAQs answered - The Times of India

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