Zutaten:

• 8 ounces cream cheese, at room temperature
• 8 ounces sour cream
• 1 (10-ounce) can mild diced tomatoes and green chilies, such as Rotel, drained
• 4 ounces Monterey Jack, sharp cheddar, or Mexican blend cheese, shredded (1 cup)
• 1 (1-ounce) packet ranch seasoning mix, or 3 tablespoons
• 1/2 (1-ounce) packet taco seasoning (1 1/2 tablespoons)
• 2 medium scallions, thinly sliced (1/4 cup), plus more for garnish
• Kosher salt
• Freshly ground black pepper
• Crackers, potato chips, or crudités, for serving