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Savings and Loans industry records GH¢515.32m profit in 2025, NPLs decrease to 11.8% - MyJoyOnline

According to the 2025 Bank of Ghana Annual Report and Financial Statement, the sub-sector recorded Capital Adequacy Ration (CAR) of 3.5% at in December 2025, increasing from -0.6% at the end of December 2024, below the prudential minimum of 10.0%.

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