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PAYE and SAVE are being replaced: What new and existing borrowers need to know - KVIA
As of July 1, 2026, federal student loan plans like Pay As You Earn (PAYE) and Saving on a Valuable Education (SAVE) are being replaced by two new options: the Repayment Assistance Plan (RAP) and the Tiered Standard Plan. Picking between RAP or Tiered Standard isn’t just a loan decision. Whatever you commit to
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