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A comparison of Andhra Pradesh's one-time cash incentive for having a third and fourth child against basic expenditures shows that it cannot offset childcare costs, a concern prompting families to rethink having more children. The question around family planning has moved from whether families should’ have more children' to whether they can afford to. The United Nations Population Fund’s (UNFPA) ‘State of World Population Report 2025’ shows that financial limitations are the prime barrier to having children.