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RBI proposes rules to let lenders disable phones for loan defaults - The Economic Times
The Reserve Bank of India is proposing to allow lenders to disable certain mobile phone functions for loan defaulters, specifically for devices financed by the loan. These restrictions, effective October 2026, will be tightly regulated, excluding essential services and requiring a graduated approach. The RBI also introduced broader recovery conduct rules, including agent certification and data privacy mandates.
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Can banks block your mobile in case of loan default? RBI lays down rules for restricting services; Rs 250/hour compensation in this case - The Economic Times
https://economictimes.indiatimes.com/wealth/borrow/can-banks-block-your-mobile-in-case-of-loan-default-rbi-lays-down-rules-for-restricting-services-rs-250/hour-compensation-in-this-case/articleshow/131242453.cms
RBI Allows Lenders To Disable Mobile Phones Of Loan Defaulters
https://www.freepressjournal.in/business/rbi-allows-lenders-to-disable-mobile-phones-of-loan-defaulters
Can banks control your phones if you fail to pay loan installments? Here's what RBI has said
https://www.india.com/business/can-banks-control-your-phones-if-you-fail-to-pay-loan-installments-here-what-rbi-has-said-8421227/
Financiers can't block borrower phones, online shaming barred - The Times of India
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https://www.freepressjournal.in/business/rbi-plans-strict-loan-recovery-rules-banks-recovery-agents-may-face-tougher-customer-protection-guidelines