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Couple earning Rs 3 lakh per month reject Rs 1.5 lakh EMI: How they avoided a home loan trap, CA explains the math - The Economic Times

A Gurgaon couple earning Rs 3 lakh a month decided against buying a Rs 2 crore home that would have required an EMI of around Rs 1.5 lakh. CA Nitin Kaushik highlighted the decision on X, pointing out that the EMI would consume half of their monthly income, leaving less room for everyday expenses, family responsibilities, investments and emergencies.

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https://economictimes.indiatimes.com/magazines/panache/gurgaon-couple-earning-rs-3-lakh-a-month-said-no-to-a-rs-2-crore-flat-ca-explains-the-financial-reason/articleshow/134230594.cms

Gurgaon couple earning Rs 3 lakh a month said no to a Rs 2 crore flat: CA explains the financial reason - The Economic Times

https://economictimes.indiatimes.com/magazines/panache/gurgaon-couple-earning-rs-3-lakh-a-month-said-no-to-a-rs-2-crore-flat-ca-explains-the-financial-reason/articleshow/134230594.cms
https://economictimes.indiatimes.com/magazines/panache/think-a-rs-50000-emi-is-better-than-rs-35000-rent-ca-explains-the-home-loan-trap-many-ignore/articleshow/133018645.cms

Think a Rs 50,000 EMI is better than Rs 35,000 rent? CA explains the home loan trap many ignore - The Economic Times

https://economictimes.indiatimes.com/magazines/panache/think-a-rs-50000-emi-is-better-than-rs-35000-rent-ca-explains-the-home-loan-trap-many-ignore/articleshow/133018645.cms
https://economictimes.indiatimes.com/magazines/panache/bengaluru-ca-says-buying-a-rs-1-crore-home-without-rs-1-93-lakh-monthly-salary-is-a-financial-trap/articleshow/132527447.cms

Bengaluru CA says buying a Rs 1 crore home without Rs 1.93 lakh monthly salary is a financial trap - The Economic Times

https://economictimes.indiatimes.com/magazines/panache/bengaluru-ca-says-buying-a-rs-1-crore-home-without-rs-1-93-lakh-monthly-salary-is-a-financial-trap/articleshow/132527447.cms
https://economictimes.indiatimes.com/magazines/panache/your-home-loan-is-a-trap-ca-explains-how-a-rs-50-lakh-loan-can-cost-you-over-rs-1-crore/articleshow/132205596.cms

‘Your home loan is a trap’: CA explains how a Rs 50 lakh loan can cost you over Rs 1 crore - The Economic Times

https://economictimes.indiatimes.com/magazines/panache/your-home-loan-is-a-trap-ca-explains-how-a-rs-50-lakh-loan-can-cost-you-over-rs-1-crore/articleshow/132205596.cms
https://economictimes.indiatimes.com/magazines/panache/rs-15-lakh-car-is-not-really-a-rs-15-lakh-decision-ca-shares-a-financial-checklist-most-buyers-skip/articleshow/133920504.cms

'Rs 15 lakh car is not really a Rs 15 lakh decision': CA shares a financial checklist most buyers skip - The Economic Times

https://economictimes.indiatimes.com/magazines/panache/rs-15-lakh-car-is-not-really-a-rs-15-lakh-decision-ca-shares-a-financial-checklist-most-buyers-skip/articleshow/133920504.cms
https://economictimes.indiatimes.com/magazines/panache/rs-2-lakh-a-month-by-25-or-failure-ca-explains-why-this-social-media-benchmark-could-be-financially-dangerous/articleshow/133821948.cms

Rs 2 lakh a month by 25 or failure? CA explains why this social media benchmark could be financially dangerous - The Economic Times

https://economictimes.indiatimes.com/magazines/panache/rs-2-lakh-a-month-by-25-or-failure-ca-explains-why-this-social-media-benchmark-could-be-financially-dangerous/articleshow/133821948.cms