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Imagine working for an entire month and, before you have even received your salary, knowing that a large part of it already belongs to your landlord. Imagine spending years in school, earning a qualification, finally securing a job and discovering that independence comes with a price you cannot afford. Imagine being a parent forced to choose between paying rent, buying food for your children and paying their school expenses. For many Ghanaians, these are not imaginary situations. They are everyday realities.