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Maharashtra SCDRC Orders HDFC Life To Refund ₹7 Lakh Premium, Rejects ₹70 Lakh Death Benefit Claim
The Maharashtra SCDRC directed HDFC Life to refund Rs 7 lakh paid as premium by a deceased policyholder to his widow, holding that retaining the amount would be unfair. However, it rejected her claim for the Rs 70 lakh death benefit, ruling that the policy had lapsed before the insured's death and was never revived.
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